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Private Health Insurance | Private Medical Insurance
Private Medical Insurance (PMI), commonly referred to as Private Health Insurance (PHI) is now playing a major role in helping UK citizens receive private healthcare without paying for the extensive costs usually associated with the enhanced care. Whilst it was once only the wealthy who could afford to ‘skip the waiting lists’ or ‘choose own their hospital’, private health insurance now gives reassurance to a percentage of the population that they will be treated for suitable medical conditions quickly should they become injured or unwell.
The main features of private health insurance are:
- Receiving treatment for acute medical conditions quickly, i.e. skipping the NHS waiting lists.
- Choosing a time and place for treatment that is convenient for you.
- Having a Private Room for you healthcare treatment to take place in. Many people feel this seriously reduces the risk of superbugs such as the MRSA bug.
- Having accommodation paid for to enable parents to stay with sick children.
There are three main types of private health insurance:
- Budget Health Insurance: The lowest level of private medical insurance usually covers most forms of inpatient and daypatient cover. They do not however, normally cover outpatient treatment.
- Standard Health Insurance: The mid-level private medical insurance usually provides cover for inpatient, daypatient and a limited amount of outpatient cover.
- Comprehensive Health Insurance: The highest level of private medical insurance usually provides cover for inpatient, daypatient and outpatient cover.
- Additional Benefits: It is also possible to add extra features on to some policies such as dental and optical care.
Private Health Insurance can be provided by an employer or can be paid for by an individual. Here at Top Quote UK we specialise in both individual health insurance and corporate health insurance.
Top Quote Online is one of the Internet's leading brokers for Private Health Insurance and Private Medical Insurance, allowing you to compare Health Insurance Policies from the UK's leading providers. You can get an Health Insurance | Medical Insurance Quote Online or speak to one of our qualified advisors by calling us free on 0808 1782777 for a PHI Quote | PMI Quote.
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